AI Budget Planner
Enter your monthly income and expenses. The AI will generate a category-wise plan, suggest investable amount, and areas to reduce spending. You can also download the plan as a PDF.
- Follow the 50/30/20 rule: 50% needs, 30% wants, 20% savings and debt repayment
- Review and adjust your budget monthly — spending patterns change with seasons and life events
- Treat your savings goal as a non-negotiable expense rather than saving whatever is left over
- Track small daily expenses like tea, snacks, and rides — they add up to a surprising monthly total
- Keep an emergency buffer of at least 3 months of mandatory expenses before increasing lifestyle spending
Inputs
Mandatory outflow estimate: ₹60,000
AI Output
Generate a plan to see results here.