Loan Health Assistant

Compare up to 3 loan offers side-by-side. Find the true cost including processing fees, insurance, and hidden charges.

What matters most to you?

Enter Loan Offers

2 of 3 offers

Offer 1

Bank / Lender Name

Loan Amount (Principal)

Tenure (Months)

Interest Rate (% per annum)

Processing Fee

+ 18% GST will be added

Offer 2

Bank / Lender Name

Loan Amount (Principal)

Tenure (Months)

Interest Rate (% per annum)

Processing Fee

+ 18% GST will be added

Cheapest Overall

Bank A

₹11,73,419

Lowest EMI

Bank A

₹32,267/month

Best for Prepay

Bank A

@12m: ₹10,98,264

Potential Savings

₹0

vs other options

Tips for Comparing Loans

Look at Effective APR

Interest rate doesn't tell the full story. Effective APR includes all fees and shows true cost.

Hidden Costs Matter

A low interest rate with high processing fee can cost more than a higher rate with low fees.

Check Foreclosure Terms

If you might pay off early, check foreclosure charges. Some banks charge 4%+ in the first year.

Consider Your Timeline

Planning to prepay in 1-2 years? The "best" loan changes based on your actual usage timeline.